Loan Products

Operating Loans & Lines-of-Credit

Choose a Operating Line of Credit to help with your businesses cash flow. We provide custom options that fit your business needs.

Commercial Real Estate Loans

Loans to purchase or refinance commercial buildings, residential rental properties, and development properties are available for owner and non-owner occupied properties.

Commercial Construction to Permanent Loans

Commercial building loans are available for building contractors as well as owners/builders. Loan maturities match construction timelines and payments are interest-only during construction. Once construction is complete you can convert to a long-term mortgage.

Equipment Loans


Contact us if you are interested in purchasing or refinancing machinery or equipment. We offer competitive rates and fast approval.

Small Business Administration Loans & USDA Business & Industry Loans

Financing is available for fixed assets, real estate property, and working capital for business loan requests which do not conform to normal bank policies. These loans are tailored to fit each business situation and have competitive loan rates. Programs for start-up businesses are available.

Credit Card Processing

Provide convenience to your customers by the availability of credit and debit card purchases. Our credit card processessing allo authorization and settlement of all Visa transactions.