Savings

*Personal Savings Account**

Your Personal Savings Account must maintain a minimum daily available balance of $25 during the statement cycle.  If your balance falls below $25, a $1.50 service charge will be assessed monthly. There is an excess withdrawl fee of $2 per debit for more than 6 debits per month. The minimum balance to open is $25.

Transaction Limitations: Your account is limited to six preauthorized debits during each monthly statement cycle. Preauthorized debits include transfers authorized by telephone, and transfers and payment authorized by agreement. 


*Money Market Account**

This money market account is designed for those who want to earn a higher rate of return than the savings account but still want immediate access to their funds.  A $10 monthly service charge will be charged if the minimum balance falls below $1,000. The minimum balance to open is $1000.

Transaction Limitations:  Your account is limited to six preauthorized debits during each monthly statement cycle.  Preauthorized debits include transfers authorized by telephone, and transfers and payments authorized by agreement.

Debits must be in amounts no less than $500.


*Health Savings Account**

Your Health Savings Account must maintain a minimum daily available balance of $500 during the statement cycle.  If your balance falls below $500, a $3.00 service charge will be assessed monthly. The minimum balance to open is $100.

*Account related fees apply to the account.
** A statement that provides an image of the front side of all paid checks and deposit tickets will be provided.  If you need another copy of a paid check, you will be provided with a photocopy of the front and back of that check at no charge.